Insurance and Benefits

Safer engagements. Smarter interaction. Instant risk management and due diligence on your prospective clients.  Be safer and know more about your prospect before any face to face interactions.

Up to $500,000 of term life insurance coverage is available to SPARK members through the Member Term Life plan issued by The Prudential Insurance Company of America.

SPARK MEMBERS POOLED 401(K) RETIREMENT PLAN

Start saving for your retirement today with the SPARK Pooled 401(k) Retirement Plan. Members have exclusive access to this high-value, low-cost plan that makes it easy to start saving for your future.

SPARK TELEMEDICINE PROGRAM
Accessible + Affordable Healthcare

24/7/365 Access to doctors by phone or online, Unlimited consultations, Sign up and speak with a doctor today, Prescriptions sent to the nearest pharmacy, $0 Per-visit Fee.

Shop for insurance plans from industry-leading providers.  Shop & compare insurance carriers in the public and the private market. Also enroll in benefits such as supplemental health, dental & vision.

Group rates & the freedom to visit any licensed dentist.  Save more by visiting one of the participating dental locations nationwide. Options to add orthodontia for children as well vision coverage.

Vision Insurance from the leader in Vision Coverage—VSP. Members access special Association preferred rates with plans starting as low as $11.38/month. Enrollment is quick, easy, and all online.

FINANCIAL FITNESS PROGRAM

This program not only offers guidance on better money management and tax-efficient ways to save for the future but provides you with a complimentary 30-minute Financial Fitness consultation.

iDefend® provides complete identity theft protection. Members are protected with ID theft monitoring, dark web scans, social media monitoring, lost wallet protection, full identity theft restoration.

LTC Global is the nation’s experts in long-term care planning. The LTC Global program is not exclusive to one insurance carrier. Instead, SPARK members have access to many of the top carriers.

A FREE wellness card that gives you & your family discounts on prescription drugs and discounted health care services including 24/7 Telemedicine, Doctor Visits, Dental, Vision, Labs and more.

MetLife Auto, Home, & Renters Insurance provides SPARK members group discounts of up to 15%. MetLife will provide the lowest price or quotes from multiple carriers ensuring the best rates for mebers.

Protect yourself and your family while traveling abroad with access to Blue Cross Blue Shield Travel health insurance coverage around the globe.

Medigap Insurance helps you fill in the “gap” between what Medicare (Medicare Parts A and B) pays for your health care and what you pay out of your own pocket.

Combine your high deductible health plan with a tax-advantaged health savings account (HSA) to help pay for medical expenses now and save for the future.  Contributions are tax free.

Comprehensive insurance tailored for real estate professionals who work out of their homes or company satellite offices. Covers accidents that result in damage to or theft of personal property.

Discounts and Services

An elite collection of local and national discounts from thousands of hotels, restaurants, movie theaters, retailers, florists, car dealers, theme parks, national attractions, events and more.

Our gift cards are a low-cost way for SPARK members to increase sales, close appointments, generate referrals, and thank top clients. 1000’s of restaurants nationwide. Buy a $25 gift card for only $3!

SPARK members receive deeply discounted hotel rates with an average savings of 26% off public rates at 150,000+ hotels globally.

SPARK has partnered with Avis & Budget to bring you offers on car rentals with discounts up to 35%. Thousands of locations both locally and abroad so you don’t have to travel far to get a great deal.

LENOVO COMPUTER PRODUCTS

Members save up to 30% off the everyday public web price of Lenovo laptops, tablets, desktops, all-in-ones, workstations, servers and accessories.

The CE Shop is comprehensive and up to date with current trends. Courses are designed to help you pass your Colorado licensing exam and prepare you for your new career in real estate (save up to 60%).

Members gain a 10% savings to Certified Public Accountants and other experts dedicated to providing easy and affordable accounting and tax solutions for individuals and small businesses.

CONSTANT CONTACT

Built to simplify email marketing to your clients & new prospects. Marketing advisors are there for every customer, offering live, real-time marketing advice on the phone or online. (save 10%-25%)

REFERRAL MARKETING SOFTWARE
ReferMe IQ™ to makes it easy to generate more business from client referrals and your personal network! Automated Referral Intelligence goes far beyond the “autoresponders”. (50% off initial set-up)